At Goraya Consultant, we provide comprehensive legal services across a wide range of sectors. From high-stakes litigation to regulatory compliance, our expert attorneys deliver clear strategies with outstanding results.

Banking & Islamic Finance

Banking & Islamic Finance

Banking and Islamic Finance is a highly regulated area requiring expert legal oversight. At Goraya Consultant, we provide legal services to conventional banks, Islamic financial institutions, and borrowers — ensuring all transactions are compliant with Pakistan’s legal and regulatory framework.

Our services cover loan documentation, recovery proceedings, Shariah-compliant finance, debt restructuring, litigation, and regulatory advisory. Whether it’s a commercial finance dispute or an Islamic banking structure, our firm ensures full legal due diligence and strong representation. Understanding the principles of Islamic finance — such as prohibition of interest (Riba), risk sharing, and asset-backing — is essential. We help clients structure deals that are both commercially sound and Shariah-compliant.

File The Case To The Court

We represent banks and financial institutions in recovery suits, enforcement of securities, banking fraud, and consumer litigation. Our team regularly appears before banking courts, civil courts, and appellate forums across Pakistan.

Our litigation services also include execution of decrees, stay orders, and legal action under the Financial Institutions (Recovery of Finances) Ordinance, 2001.

  • Murabaha (cost-plus sale)
  • Mudarabah (profit-sharing)
  • Ijara (leasing)
  • Istisna (manufacturing contract)
  • Salam (advance payment sale)
  • Sukuk (Islamic bonds)

We assist banks and NBFCs in fulfilling compliance obligations under SBP, SECP, and international anti-money laundering (AML) regulations. We handle policy drafting, audit responses, and training advisory as part of our services.

From filing recovery suits to negotiating settlements, we handle legal disputes arising from non-performing loans and defaulted finance agreements. Our goal is to recover assets efficiently and lawfully.

Islamic Finance – At a Glance

  1. Structuring of Shariah-compliant finance agreements

  2. Advisory on Islamic investment instruments

  3. Legal vetting of Ijara, Murabaha, and Sukuk contracts

  4. Litigation support in Islamic finance disputes

  5. Compliance with SBP Islamic banking regulations

  6. Legal support for Islamic microfinance institutions

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Office Address

Office #26, 1st Floor, Golden Heights, Opposite High Court, Multan

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